The Senior Citizen Saving Account is a specially designed deposit product aimed at promoting regular saving habits among senior citizens while offering attractive interest on deposits. The primary objective of this account is to support financial independence during the later stages of life. In addition, the product ensures prioritized service and a seamless banking experience, catering specifically to the comfort and convenience of senior customers.
Features
| Interest Rate | As per published monthly interest rate |
| Min. Balance | NRs. 100 /- |
| Interest Posting | Quarterly |
Charges
| Services | Amount | Offer |
|---|---|---|
| Cheque Book | Free | - |
| Debit Card | NRs. 250/- per year valid for 10 years | Free for first year |
| Mobile Banking | NRs. 200/- Per Annum | Free for first year |
Required Documents
1. Standard Account Opening Form.
2. NID No. and one of the following identification documents of the accountholder (or as directed by NRB):
- Citizenship Certificate
- Passport
- Voters Identification Card with Photo
- National Identification Card
- Driving License
- Identification document with Photo issued by any government entity.
- Recommendation Letter with photo of the customer issued by Municipality / Rural Municipality if Citizenship Certificate or Passport or Driving License or Voters ID is unavailable
3. Fully filled in KYC Form and 2 Copies of Photos